Down Payment and Closing Cost Assistance
The Down Payment and Closing Cost Assistance Program, administered by the Housing Authority of the Seminole Nation of Oklahoma (HASNOK), helps income-eligible Native American families achieve homeownership by providing financial support for upfront purchase costs. The program assists first-time homeowners with up to ten percent of the purchase price or loan amount, including closing costs, not to exceed $15,000. Eligible applicants must be Native American members, citizens, Freedmen, or part of a Native American family, and meet HUD low-income guidelines (≤80% of area median income). Homes must be safe, code-compliant, built after 1978, and located within the Seminole Nation’s housing service area. Participants must complete mandatory pre-homeownership counseling, secure mortgage loan approval, and agree to maintain the home as their primary residence for at least five years. Assistance is paid directly to the closing agent, ensuring accountability and long-term stability for families seeking to build generational housing security.
Frequently Asked Questions
You qualify for programs according to your income. Qualifying for HUD assistance requires an income level below 80% of the Federal standards median.
You do NOT have to live in Seminole the city but you MUST live within the Seminole Nation. This area includes Seminole, Wewoka, Konawa, and Sasakwa.
You do NOT have to be a member of the Seminole Nation but you must be a member of a federally recognized Native-American tribe to qualify for housing. The Housing Authority gives priority to Seminole Tribal members first.
The Housing Authority reserves the right to take up to 30 days to process an application per program. Signing and bringing all required documentation, forms, and verifications helps to expedite the process.
Applications can be found at the Housing Authority office located at 120 W 4th Street, Wewoka, OK 74884, or you can download the applications from this site. Simply choose the appropriate program under the “Housing Programs” tab and click on the application. Online applications are available in PDF file format. All applications must be turned into the Housing Authority at the previously mentioned address. Only complete applications will be processed.