Homeowner Assistance Fund (HAF)
The Homeowner Assistance Fund (HAF) Program, administered by the Housing Authority of the Seminole Nation of Oklahoma (HASNOK), provides critical support to tribal homeowners facing financial hardship caused by the COVID-19 pandemic. The program helps prevent mortgage delinquencies, defaults, foreclosures, utility shutoffs, and displacement by offering direct financial assistance for essential housing costs. Eligible expenses include mortgage payments, reinstatement of delinquent mortgages, utilities (electric, gas/propane, and water), homeowner’s insurance, flood insurance, property taxes, and essential home repairs to maintain habitability. Assistance is capped at $15,000 per household, with payments made directly to lenders, utility providers, insurance companies, tax assessors, or approved contractors. To qualify, applicants must be Native American homeowners, attest to a financial hardship experienced after January 21, 2020, meet income guidelines (≤150% of area median income), and reside in their primary residence. This program ensures equitable, consistent, and transparent aid to strengthen housing stability for Seminole Nation families
Frequently Asked Questions
You qualify for programs according to your income. Qualifying for HUD assistance requires an income level below 80% of the Federal standards median.
You do NOT have to live in Seminole the city but you MUST live within the Seminole Nation. This area includes Seminole, Wewoka, Konawa, and Sasakwa.
You do NOT have to be a member of the Seminole Nation but you must be a member of a federally recognized Native-American tribe to qualify for housing. The Housing Authority gives priority to Seminole Tribal members first.
The Housing Authority reserves the right to take up to 30 days to process an application per program. Signing and bringing all required documentation, forms, and verifications helps to expedite the process.
Applications can be found at the Housing Authority office located at 120 W 4th Street, Wewoka, OK 74884, or you can download the applications from this site. Simply choose the appropriate program under the “Housing Programs” tab and click on the application. Online applications are available in PDF file format. All applications must be turned into the Housing Authority at the previously mentioned address. Only complete applications will be processed.